Unlock Your Home Equity

Unlock your home equity.

Primary, second home, or rental
Soft check, no score impact

What's this for?

How much would you like to access?

Where should we send your offer?

Up to $400K in home equity · Earn 2% cash back on purchases · rate-match guarantee*
We'll only text you about your results. No spam.
Soft credit check only. Won't affect your credit score.

Nice. One more step.

Soft check only
~15 min decision
Prefer to talk it through? Call (208) 604-7810
First Class Home Mortgage is an independent referral partner. Aven determines all approval decisions, rates, and terms.
~15 min
Decision time
3 days
To funding
$400K
Equity available up to
2%
Cash back on purchases
Aven's Lowest Rate Guarantee: beat their offer elsewhere and they'll match it or send you $250.*
CA

"I kept seeing clients sit on equity they couldn't touch. A bank HELOC meant weeks of waiting. We partnered with Aven so you can check for free, with no impact to your score, and know exactly where you stand."

Caleb Adams · First Class Home Mortgage

Homeowners typically use it for paying off credit cards, kitchen and bath remodels, medical bills, a new roof, tuition, or general debt consolidation.

Why It's Faster

A traditional bank HELOC vs. Aven.

Traditional Bank
30–45 days
Branch visits & paperwork
Aven
3 days
100% online, no branch visit
Questions

Before you check your options.

Will checking hurt my credit score?

No. Seeing your options is a soft credit check only. A hard inquiry only happens if you choose to accept an offer.

Does this only work for my primary home?

No. Aven works for primary residences, second homes, and investment/rental properties. You'll select your property type as part of the Aven application.

Do I need great credit to qualify?

Aven generally looks for a 640+ FICO/VantageScore, income, and verifiable home equity. Your exact eligibility shows up during the application.

Is my home at risk?

Yes. Like any HELOC, this is secured by your home. Only borrow what you're confident you can repay.

Unlock your equity. It won't cost you anything to check.

Soft credit check only. No impact to your score. No obligation to apply.

15-minute decision · Funded in as little as 3 business days